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Workers Compensation

What is Workers Compensation Insurance coverage?

Workers’ compensation insurance is a policy designed to provide financial protection for employees who suffer work-related injuries or illnesses. This coverage ensures that injured workers receive the medical attention and financial support they need to recover while also shielding employers from lawsuits related to workplace injuries. Workers Compensation is mandated in most states. However, the state of Texas does not require this coverage. It is still a god idea to protect your drivers & assets as they face risk & hazards every time they get on the road.

Why do you need Workers Compensation Insurance?

Your drivers are the backbone of your business, and ensuring their well-being is crucial to maintaining operations. Workers’ compensation insurance provides the following benefits: Medical Coverages, Income Replacement, Rehabilitation, Death Benefits, Lawsuits from Employees & more!

What are the requirements?

Workers Compensation Insurance

Whether you’re running a fleet or operating as an owner-operator, it’s essential to check your local and state laws and regulations to make sure that you are properly covered (if necessary) and in compliance with laws. If you operate as an owner-operator, you may be wondering whether you need long-haul trucking workers compensation insurance coverage. Whether or not you need coverage will depend on whether you have employees. If you’re operating under your own authority and with zero employees, then you likely do not need workers’ compensation coverage. However, if you’re an owner-operator who leases onto a motor carrier, then you may need Occupational Accident Insurance (OAI). While not the same as workers’ comp, it provides similar coverage. Some motor carriers will require you to purchase this coverage, while others will provide it.

All Semi-Trucks

All Trailers

Dump Trucks

Box Trucks

Tow Trucks

Vehicles We Insure

Insurance Coverages We Offer

At Trucking Insurance Solutions, we assist trucking companies and haulers of all types, providing them with the best insurance rates along with the necessary compliance advice that comes with owning a trucking company. We firmly believe that experience, knowledge & negotiation is the key to successfully securing insurance coverage. We think outside of the box to craft solutions specific to your transportation operations. Terms are just as important as premium.

General Liability

Auto Liability

Physical Damage

Motor Truck Cargo

Workers Compensation

Umbrella/Excess

Bobtail & NTL

Pollution Liability

The coverages listed above are the main coverages we offer. There are over 30 endorsements we can add to your policy to enhance coverage. Click the button to learn more about specific coverages for your trucking operation, or email: Joshua@trucking-insurancesolutions.com

We pride ourselves on being rated #1 for customer service. Our client portal allows self service, keeping you on the road more and on the phone less.

We value lasting relationships with our team and our clients. Learn why insurance companies and trucking companies put their trust in Trucking Insurance Group.

Using our unique strategies, we have been able to save clients up to 30% on their annual premium, while also helping lower the clients CSA scores.

As a client focused agency, we are available, proactive, urgent and accurate. Sincerely, we look after our clients as if they are family.

Why Trucking Insurance Solutions?

24/7 CUSTOMER SERVICE

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