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Motor Truck Cargo Insurance For Truckers

What is Motor Truck Cargo insurance coverage?

Truck Cargo coverage insures the contents of the trailer, temperature-control machinery, and other appliances or accessories that keep cargo secure. Coverage is custom-evaluated for the type of commodities hauled and the requirements of the shipper. Often, the most valuable asset in your business is the cargo you haul. The coverage forms differ greatly from insurance company to insurance company, making it crucial to have an experienced agent that can guide, negotiate, and advise you on what is covered, and what is excluded. All-Risk vs. Broad Form Coverage should be considered when securing Motor Truck Cargo Insurance coverage.

Who Motor Truck Cargo Insurance for?

Basically, if you are hauling cargo, you need Truck Cargo Insurance. Today, there are many cases when it is required and you can meet these requirements by adding this coverage when we build your policy. It covers damage due to fire or collision. There is even coverage if you, as the driver, damage the freight.

What are the requirements?

Motor Truck Cargo

You will need to select a coverage limit for your Motor Truck Cargo Insurance, which will be the basis for what your insurance company will pay out in case of damage. There will also be an option for a deductible. Higher deductibles equal a lower monthly premium. Depending on what you are hauling, our Commercial Insurance Specialists will be able to make a recommendation, but generally, a minimum of $100,000 in cargo coverage is recommended.

Reefer Breakdown

Loading & Unloading

Debris Removal

Pollution Cleanup

Earned Freight Charges

High-Value Commodities

Aggregate Deductibles

Additional Coverages

All Semi-Trucks

All Trailers

Dump Trucks

Box Trucks

Tow Trucks

Vehicles We Insure

Insurance Coverages We Offer

At Trucking Insurance Solutions, we assist trucking companies and haulers of all types, providing them with the best insurance rates along with the necessary compliance advice that comes with owning a trucking company. We firmly believe that experience, knowledge & negotiation is the key to successfully securing insurance coverage. We think outside of the box to craft solutions specific to your transportation operations. Terms are just as important as premium.

General Liability

Auto Liability

Physical Damage

Motor Truck Cargo

Workers Compensation

Umbrella/Excess

Bobtail & NTL

Pollution Liability

The coverages listed above are the main coverages we offer. There are over 30 endorsements we can add to your policy to enhance coverage. Click the button to learn more about specific coverages for your trucking operation, or email: Joshua@trucking-insurancesolutions.com

We pride ourselves on being rated #1 for customer service. Our client portal allows self service, keeping you on the road more and on the phone less.

We value lasting relationships with our team and our clients. Learn why insurance companies and trucking companies put their trust in Trucking Insurance Group.

Using our unique strategies, we have been able to save clients up to 30% on their annual premium, while also helping lower the clients CSA scores.

As a client focused agency, we are available, proactive, urgent and accurate. Sincerely, we look after our clients as if they are family.

Why Trucking Insurance Solutions?

24/7 CUSTOMER SERVICE

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