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Truckers General Liability Insurance

What is General Liability Insurance Coverage?

General Liability Business Insurance Policies protect businesses from financial losses due to claims of bodily injury, property damage, or personal and advertising injury caused by the business’s operations, products, or services. It is important because it safeguards the business from costly legal expenses, settlements, or judgments.

Who is General Liability Insurance Coverage for?

Every motor carrier participating in interstate & intrastate commerce should secure general liability insurance. For example, if you're unloading your truck and you drop a heavy piece of equipment on someone and injure them, your policy would help pay for their medical bills. Every motor carrier faces this risk on a daily basis. These policies start out at $750 annually for $1M in coverage limits.

What are the requirements?

Commercial General Liability

There are no legal requirements for a business to obtain general liability insurance. However, most shippers & freight brokers will require that you have $1M in coverage for Commercial General Liability. While some shippers may not require this coverage, it is still useful for the company to secure these in case of a loss, or loss of revenue due to being denied loads for insufficient coverage.

Even though not mandated by law, general liability insurance is crucial for businesses to protect against claims of property damage, bodily injury, or personal injury (such as defamation or slander). Without GLI, businesses are financially exposed to lawsuits that could result in costly legal fees, settlements, or damages.

Incidents covered under CGL:

Slip and fall accidents: If a customer or visitor is injured on your premises, GLI can cover the medical bills and legal fees associated with the incident.

Property damage: If your business causes damage to someone else’s property, such as during the course of work or service, GLI can cover the cost of repairs.

Advertising injury: If your business is sued for things like copyright infringement or slander as part of your advertising or marketing activities, general liability insurance can provide coverage.

All Semi-Trucks

All Trailers

Dump Trucks

Box Trucks

Tow Trucks

Vehicles We Insure

Insurance Coverages We Offer

At Trucking Insurance Solutions, we assist trucking companies and haulers of all types, providing them with the best insurance rates along with the necessary compliance advice that comes with owning a trucking company. We firmly believe that experience, knowledge & negotiation is the key to successfully securing insurance coverage. We think outside of the box to craft solutions specific to your transportation operations. Terms are just as important as premium.

General Liability

Auto Liability

Physical Damage

Motor Truck Cargo

Workers Compensation

Umbrella/Excess

Bobtail & NTL

Pollution Liability

The coverages listed above are the main coverages we offer. There are over 30 endorsements we can add to your policy to enhance coverage. Click the button to learn more about specific coverages for your trucking operation, or email: Joshua@trucking-insurancesolutions.com

We pride ourselves on being rated #1 for customer service. Our client portal allows self service, keeping you on the road more and on the phone less.

We value lasting relationships with our team and our clients. Learn why insurance companies and trucking companies put their trust in Trucking Insurance Group.

Using our unique strategies, we have been able to save clients up to 30% on their annual premium, while also helping lower the clients CSA scores.

As a client focused agency, we are available, proactive, urgent and accurate. Sincerely, we look after our clients as if they are family.

Why Trucking Insurance Solutions?

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